First analysis on the way
Capital moves in currents
Most of them run unseen
A financial system informs without revealing — the numbers are public and still opaque. Kotodama Finance reads them the other way: openly, from the primary source, in plain language. We begin with Japan, because a system you live inside is the one you have reason to understand first.
The Cube
Six faces, one level. The backbone of the whole platform.
Each face is a way into the system. None sits above another. One is live today; the rest carry an honest status. The map is real even where the ground is not yet built.
About
Capital moves in currents most people never see. Kotodama Finance exists to make those currents visible — and to keep them open to everyone.
The cube is our map. Six faces, held at the same level, because understanding a financial system means holding data, people, learning, and action together — not ranking one over the rest.
Japan is the first node, not the frontier. We start here because it is where we live. The method is meant to travel.
Each face carries a Japanese word — 肇, 素顔, 絆 — chosen because it names what that area does more precisely than an English label would. The words are not decoration; where they come from is a longer story. What they promise is written plainly, in language anyone can read.
Method
Everything here traces back to the source.
Not summaries of summaries. We read the filings, releases, and datasets themselves, cite where every figure came from, and publish the method alongside the finding. This is the moat — and the reason to trust the map.
Primary source
Every claim starts at the origin document — a BOJ release, an MOF table, a JPX disclosure — never a second-hand retelling.
Traceability
Each number carries its origin, its date, and its revision. Follow any figure back to the exact release it came from.
Transparency
The methodology is published, the access is free, and there are no paywalls. If it cannot be shown openly, it does not ship.
How we work
- 01Collect the primary release the moment it publishes.
- 02Verify figures against the issuing body’s own tables.
- 03Cite the origin, date, and revision on every number.
- 04Publish the analysis and its method, openly and for free.
Sources we read directly
- Bank of Japan (BOJ)Monetary policy, flow of funds.
- Financial Services Agency (FSA)Regulation, disclosure.
- EDINETCorporate filings and disclosures.
- Bank for International Settlements (BIS)Cross-border banking exposure, including the Japanese megabanks.
- Damodaran OnlineValuation datasets by sector and region, Japan included. He computes them.